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Life Insurance Claim Denials

Attorneys For Life Insurance Claim Denials

People pay thousands of dollars and sometimes more for life insurance based on the hope that it will be there for their loved ones if they die. Unfortunately, life insurance companies don’t always deliver on the promises they make. Sometimes, it takes a lawyer’s help to obtain the benefits your loved one paid for.

The attorneys of Miller Shah LLP have significant experience in the field of insurance coverage and disputes. We successfully litigated on behalf of beneficiaries concerning the wrongful denial of life insurance benefits. We handle claim disputes under private insurance policies and employer-sponsored plans covered by the Employee Retirement Income Security Act (ERISA). We have litigated and negotiated claim disputes with many major U.S. insurance companies, as well as international insurers.

When Is Denial Of Life Insurance Benefits Wrongful?

A life insurance policy is both a contract and a promise. Whenever an insurance company fails to live up to the promises it made, you have rights under our civil justice system.

Wrongful denial of life insurance benefits can take many forms. For example, the insurer may deny a claim based on errors or omissions in the deceased person’s application for life insurance. However, if the insurer had been accepting premiums on the policy for a number of years, a mistake on the form may well be and invalid reason to deny a claim.

Insurers may point to language in the plan document or insurance contract that is different than what the insurance company promised. In the case of Amara v. Cigna, the U.S. Supreme Court held that, under certain circumstances, under ERISA, courts can grant appropriate equitable relief — even though a plaintiff might otherwise be foreclosed from obtaining a recovery based upon plan documents or otherwise. As a result, ERISA can provide a powerful basis to ensure that insurers equitably abide by their obligations to policy holders or their beneficiaries.

For a discussion of your denied life insurance claim, contact Miller Shah LLP at 866-540-5505 to arrange a consultation with one of our experienced insurance law attorneys. With offices in California, Connecticut, Florida, New Jersey, New York and Pennsylvania, we litigate life insurance denials in state and federal courts throughout the United States.

Over 1 BILLION Recovered

Our team is equipped and prepared for complicated, high-stakes cases in all areas of business and civil litigation. We continuously strive to achieve the best possible results for our clients.

Novartis False Claims Act Settlement

$642 Million

Novartis False Claims Act Settlement
DST ERISA Class Action Settlement

$124.6 Million

DST ERISA Class Action Settlement
Teva False Claims Act Settlement

$54 Million

Teva False Claims Act Settlement
Norwegian Salmon Antitrust Settlement

$33 Million

Norwegian Salmon Antitrust Settlement
Virgin Airlines Wage and Hour Settlement

$31 Million

Virgin Airlines Wage and Hour Settlement
AMC Securities Settlement

$18 Million

AMC Securities Settlement
Eversource Energy ERISA Class Action Settlement

$14 Million

Eversource Energy ERISA Class Action Settlement
Universal Health Services ERISA Class Action Settlement

$12.5 Million

Universal Health Services ERISA Class Action Settlement
Safeway ERISA Class Action Settlement

$8.5 Million

Safeway ERISA Class Action Settlement
LinkedIn ERISA Class Action Settlement

$6.75 Million

LinkedIn ERISA Class Action Settlement
Coca-Cola ERISA Class Action Settlement

$3.5 Million

Coca-Cola ERISA Class Action Settlement
Beth Israel Medical ERISA Class Action Settlement

$2.9 Million

Beth Israel Medical ERISA Class Action Settlement
Rush University Medical ERISA Class Action Settlement

$2.9 Million

Rush University Medical ERISA Class Action Settlement
L Brands ERISA Class Action Settlement

$2.75 Million

L Brands ERISA Class Action Settlement
Omnicom ERISA Class Action Settlement

$2.45 Million

Omnicom ERISA Class Action Settlement

Words From Our Clients

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Miller Shah LLP

While this website provides general information, it does not constitute legal advice. The best way to get guidance on your specific legal issue is to contact a lawyer. To schedule a meeting with an attorney, please call 866-540-5505 or complete the intake form to email us.
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