Understanding Workplace Benefit Plan Litigation

Mismanagement of Retirement Funds

Fiduciaries who fail to act prudently when selecting or monitoring investments, resulting in excessive fees or poor performance.

Denial of Health or Disability Benefits

Insurance companies or plan administrators improperly denying valid claims for medical treatment, disability coverage, or other benefits.

Breach of Fiduciary Duty

Plan fiduciaries making decisions that benefit the employer or third parties instead of acting in the best interests of plan participants.

Excessive Fees

Charging participants unreasonable administrative or investment management fees that erode retirement savings.

Misrepresentation or Omission of Information

Failing to provide accurate information about plan terms, benefits, or investment risks.

• A 401(k) plan charging excessive recordkeeping and investment fees compared to similar plans.
• An insurance company wrongfully denying long-term disability benefits.
• A pension plan failing to properly calculate retirement benefits owed to employees.
• An employer failing to inform employees about changes to health coverage or retirement options.

• Restoration of Losses – Recovery of lost retirement savings or benefits due to mismanagement or unlawful denial.
• Equitable Relief – Court orders requiring fiduciaries to change plan practices, provide benefits, or correct misrepresentations.
• Statutory Penalties – In some cases, monetary penalties for failing to provide required plan documents or disclosures.
• Class Action Recovery – Compensation for large groups of employees impacted by the same misconduct.

To succeed in an ERISA or benefit plan case, plaintiffs generally must show:

• They were participants or beneficiaries in a covered benefit plan.
• The fiduciary or administrator acted imprudently, unlawfully, or in bad faith.
• The misconduct resulted in financial harm or the denial of rightful benefits.

Evidence may include plan documents, denial letters, correspondence with administrators, fee disclosures, investment records, and expert financial testimony.

Miller Shah LLP is nationally recognized for its experience in ERISA and benefit plan litigation. The firm represents employees, retirees, and plan participants in pursuing claims for mismanagement, excessive fees, wrongful denials, and fiduciary breaches. Whether through individual lawsuits or class actions, the firm is dedicated to protecting retirement security and ensuring employees receive the benefits they have earned.